Aegis General Arizona
Aegis General Insurance Agency is the exclusive general agency for Aegis Security Insurance Company. As a full-service program administrator, we provide distribution, underwriting, and policy administration capabilities to facilitate complete insurance program management
Aegis General Insurance Agency is the exclusive general agency for Aegis Security Insurance Company. As a full-service program administrator, we provide distribution, underwriting, and policy administration capabilities to facilitate complete insurance program management. Our market penetration is achieved with a robust business strategy that includes independent insurance agents and brokers, cluster agencies, specialty retail producers, and other distribution partners.
Founded in 1977, Aegis General’s parent company, Aegis Security Insurance Company, is an A.M. Best “A- (excellent)” rated, financial size VII carrier, admitted in all 50 states and the District of Columbia. In 2013, Aegis Security Insurance Company was acquired by K2 Insurance Services, a company formed by industry veterans Pat Kilkenny and Bob Kimmel to create a leading underwriting and distribution franchise in the independent producer and program insurance markets.
Aegis Security specializes in residential property insurance, specialized low-value dwellings, and motorcycles. The company also underwrites surety bonds and other “niche” lines of insurance, including accident and health.
Residential Property Insurance: homeowners insurance Arizona average
Aegis General has deep roots in residential property insurance having started as a specialized market for mobile and manufactured homes over 40 years ago. Today, Aegis General embodies its slogan: “Peace of mind made easy” by providing a stable, consistent, and predictable experience with every interaction; not a market that is constantly changing.
Aegis General was formed by a team of talented insurance specialists backed by an admitted insurance carrier with a proven track record in property and casualty insurance and an “A-” (Excellent) rating by A.M. Best. At Aegis General, we continually leverage experience, technology, and data to provide the best customer experience in the industry with an incredibly intuitive and easy-to-use online instant quote and bind process. With offices in the heart of Silicon Valley in Northern California and Mission Valley in San Diego, Aegis General is known for innovative insurance products for homes, condos, townhomes, apartments, and manufactured homes. Primary, seasonal, and tenant occupancies are all acceptable.
Manufactured Home Program Highlights
• Written on an Open Peril basis, subject to certain limitations and exclusions
( tenant’s coverage is available for Named Perils only).
• Occupancies– Owner, Seasonal, Rental, Tenant.
• Value– Up to $250,000 TIV ($ 400,000 in CA), depending on geography.
• Rental Units– Multiple units may be scheduled on a single policy.
• Seasonal Units– Including Park Model or other Travel Trailer units if permanently sited.
• Protection Class– All are acceptable.
• Age of Home– All are acceptable (with a focus on homes 10+ years old).
• Location– In a park or on privately owned land.
• Replacement Cost– Available on newer homes.
• Animal Injury Liability– All dog breeds are acceptable.
Homeowners Insurance Program: manufactured home insurance Arizona
Aegis General offers its agency distribution partners an insurance product for property owners in the affordable housing market at a fair price through Aegis Security Insurance Company, an A.M. Best “A-, Financial size VII” rated carrier. Our Affordable mobile home insurance Arizona product focuses on safeguarding the property and assets of clients typically not available through the standard markets. Our product is designed for risks that may have sustained one or two minor losses or have a property with an aging roof. Some insureds may own a dog breed that would otherwise deem the entire risk ineligible. Aegis General offers special limitations or exclusions to reduce these exposures while maintaining a risk’s eligibility.
Stand-Alone Earthquake Insurance Arizona
One of the few carriers to offer a stand-alone earthquake policy, the Aegis General Insurance Agency program is highly competitive with deductible options as low as 5%. The earthquake policy can be coupled with an Aegis General homeowners or dwelling fire policy to achieve a higher multi-policy discount or it can be sold on a stand-alone basis to support home policies placed through other carriers (though we can’t imagine why you would want to do that).
Stand-Alone Earthquake Insurance Program Highlights.
• Can be written with Aegis Specialty property products or on a stand-alone basis.
• Most granular rating plan available today ensures the right rate for each home.
• Deductibles as low as 5%, depending on home location.
• Basic and Comprehensive coverage packages available.
• Basic Protection provides coverage and sub-limits for Dwelling (Coverage A), Other Structures (Coverage B), Personal Property (Coverage C), Loss of Use (Coverage D), Building Code Upgrade and Loss Assessment.
• Comprehensive Protection includes Basic coverage with increased Other Structures, Personal Property, and Loss of Use coverage, including up to $25,000 for swimming pools and $100,000 for Loss of Use.
Motorcycle Coverage: Motorcycle insurance Tucson
At Aegis General, we write coverage for motorcyclists of every age and every style, offering insureds a choice when it comes to their Motorcycle insurance. Just as no two bikes or riders are alike, we can tailor our program to fit your insured’s needs. Our program is written with Aegis Security Insurance Company, an A.M. Best “A-, Financial size VII” rated insurer on an admitted basis, and offers several different types of plans. Depending on the type and use of the bike, additional coverages are available for add-ons and equipment, as well.
Accident Insurance for Sports Teams and Special Events.
In neighborhoods throughout our communities, every day there are dozens of organized sports events taking place. From youth soccer to flag football, softball, basketball, hockey and more, people take to the fields, courts, rinks, and rings to complete. Protecting the participants of sporting events should an accident or injury occur is critical to the financial wellbeing of those that organize these games, matches and competitions. Aegis General offers Blanket Accident insurance for athletic teams and their participants, providing coverage that goes beyond their other insurance policies.
• And many more.