Getting the protection you need for your off-road vehicle doesn’t have to break the bank. There are all kinds of 4×4 insurance discounts available for how you pay, what other policies you have, and for brushing up on your safety skills. we could also save you money on your four-wheeler insurance. Before you take a spin in your ATV or UTV, start a free quote and you could be on the path to savings
What does ATV/UTV insurance cover?
ATV/UTV insurance can cover the injuries or damages you’re liable for any repairs to your vehicle. You can get coverage from one of the best insurance companies, like Progressive Safeco Encompass Hartford
Kemper Preferred MetLife Mutual of Enumclaw Nationwide
ATV insurance companies offer more than just basic liability protection and comprehensive/collision coverage– so you can ride with maximum peace of mind.
ATV insurance includes a wide range of coverages for you:
• Medical payments.
• Uninsured motorist.
Coverages for other people involved:
• Property damage.
• Bodily injury.
Many states require ATV drivers to have liability coverage. And collision coverage may be required if you lease or finance your ATV, You can get great quotes in you live in one of these states: Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, and Wyoming.
Why you need ATV insurance.
If you’re operating an ATV on state land, or off your property in general, your homeowner’s insurance likely won’t cover it. With an ATV insurance policy, you won’t miss out on an off-road adventure.
We’ll make sure you have the proper coverage regardless of how it’s used– transporting feed and water on the farm or adventuring in the wild.
ATV insurance protects you in the event of an accident or other causes of damage. It also covers bodily injury and damage to others’ property, if you are at fault in an accident. It can pay for legal expenses, as well as other people’s medical costs and lost wages. And remember, most states require liability coverage for your Vehicle
Tips for best ATV insurance quotes.
• If you already have motorcycle insurance with us, you can simply add your ATV/UTV to your existing motorcycle policy.
• Know your vehicle’s engine CC (cubic centimeter) size as well as any customizations (does the ATV or UTV have a modified frame, turbo kit, or nitrous oxide kit?) for the most accurate quote.
• Completing a motorcycle safety course could lower your insurance rate.
• Choose from our Basic, Choice, or Plus packages– or customize your UTV insurance quote with only the coverages you want.