Unfortunately, many Tucson renters make the mistake of not carrying insurance because they do not think that they need it.
However, Arizona renters need insurance to cover their belongings just like anyone else. Whether you are renting an apartment or a rental house, having the right renters insurance in place will ensure that you all of your belongings will be protected in the event of a theft or damage caused that was beyond your control. If you are looking for renter insurance in Tucson, AZ then look no further than Blake Insurance.
What is Renters Insurance?
Most apartment complexes and landlords only carry insurance that covers the damage to the actual building itself which leaves all of your belongings—electronics, furniture, clothes, susceptible to ruin. In order to protect your belongings in case of fire, theft, or damage, you need your own policy, called an HO4 or renter’s insurance policy. However, if you can cover any losses out of pocket, liability insurance may be all you need.
Most regular renter’s insurance policies offer coverage for your belongings in case of power surges, water damage, fire, vandalism, theft, and other events out of your control. However, the majority of policies do not cover damage caused by flood water, earthquakes, mudslides, or nuclear hazards. If you happen to live near a fault line or the water or are worried about these hazards, talk with us about getting a separate policy.
Since most carriers like Progressive offer a significant discount for bundling policies, you can bundle your renters and auto policies together for substantial savings on either policy.
If you are looking for an Arizona insurance agency that can help you find the cheapest renters insurance possible then we are the agency for you. At Blake Insurance we will be happy to help you find the coverage you need that works with your budget. Give us a call or start your online quote today.