Here’s our Lincoln Heritage Funeral Advantage Life Insurance Review

Disclaimer: We are not in any way affiliated with Lincoln Heritage. In fact, we are Independent Insurance agents that offer Top Rate final expense insurance companies. This article is our personal review of their funeral advantage program along with our opinions on the matter. If you are looking to contact Lincoln Heritage directly with this info

Customer Service: (800) 438-7180
Policy Payments: (800) 930-7459
Monday– Friday: 6:30 am to 5:00 pm MST
Saturday: 6:00 am to 2:00 pm MST
Lincoln Heritage Life Insurance Company
4343 E Camelback Road
Suite 400
Phoenix, AZ 85018

*Get Peace of Mind With Funeral Advantage– The Leading Final Expense Insurance Program In The Nation

Lincoln Heritage Insurance Is High Compared to other companies- Check out Their Rates
Easy Qualification

*There are no health exams necessary to qualify for the Funeral Advantage program. Just answer a few simple health questions on our 1-page application. Most everyone qualifies, even if they’ve had past health issues.
A Funeral Advantage life insurance is anywhere from 25% -250%% more expensive than other burial insurance companies.

B Lincoln’s advantage underwriting is mostly inferior compared to other insurance carriers. There are many health issues where they force you to pay a substantially higher premium, and they tack on a two-year waiting period before your policy will pay out a death benefit. With other burial insurance companies, these same clients could get a significantly lower premium, and have coverage that has no waiting period.

*Fast Claims Payment
Lincoln Heritage sends the money to your beneficiary as quickly as possible. Most claims are paid within 24 hours of claim approval

If your claim were to take 5 days, 7 days, 10 days, or a month to be approved, you would have to wait until it was finally approved before they would consider paying it

WHOLE LIFE INSURANCE or PERMANENT LIFE INSURANCE

Funeral Burial Insurance Comparison Chart

Insurance Company, Policy type, Issue ages, coverage amounts, Amount of death benefit

CompanyPolicy typeIssue agesCoverage amountsType of death benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewThe Funeral Advantage Program40-85$5,000 up to $20,000level and graded
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewLifeScape ® Simplified Whole LifeLevel 0-80$5,000-- $50,000 Depending on Type of Death BenefitLevel, 2 Year Graded & 2 Year Modified Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewRAPIDecision ® Senior Life Term & Whole Life50-85 Depending on Type of Death Benefit$10,000-$ 150,00010, 20 & 30 Year Term or Whole Life
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewGerber Life Guaranteed Life50-80$5,000-$ 25,0002 Year Graded Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewPhoenix Remembrance Life ®30-80$10,000-$ 100,000 depends on ageLevel Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewGuaranteed Issue Whole Life50-85$5,000-$ 25,0002 Year Graded Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewSimplified Issue Whole Life50-85$3,000-$ 25,000simplified and graded
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewForesters PlanRight Whole Life Insurance50-85 depends on Type of Death Benefit$2,000-$35,000Level, 2 Year Graded and 2 Year Modified Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewLiving Promise Whole Life Insurance45-85$2,000-$40,000Level and 2 Year Graded Death Benefit
lincoln heritage funeral advantage, Lincoln heritage funeral advantage ReviewUltra Protector I, II & III Non-Participating Whole Life50-85 Depending on Type of Death BenefitI & II: $2,000 – $30,000 
III: $2,000 – $10,000
Level & 3 Year Graded Benefit

 

Whole life insurance policies or permanent insurance conveys less initial investment when compared with the cost of Term Life insurance rates. The strategies are held over a more drawn out timeframe and regularly are paid out with death the length of the payments are made and current. Lincoln heritage funeral advantage or lincoln heritage life insurance rates

lincoln heritage funeral advantage, Lincoln heritage funeral advantage Review

Best Insurance Companies -Blake Insurance Group, Tucson, Arizona

The drawback to purchasing entire life insurance is the general cost of insurance versus the advantages. As it were, will the sum you pay in premiums be justified regardless of the compensation out advantages when you require them? It’s imperative to get an exact thought of what the cost versus payout will be from an approved insurance provider. lincoln heritage burial insurance

On the upside, whole life insurance increases in value and can happen frequently, if necessary, be borrowed from by the insured before cashing in the policy. This advantage can frequently help a family during extreme financial circumstances.

When choosing which type of life insurance policy suits you best, consider the purpose behind the policy, the cost, and the payout. An approved life insurance agent can regularly help you choose which policy will best address your needs and that of your family.

Lincoln heritage funeral advantage

0.00
6.8

affordability

7.0/10

Easy payment options

7.0/10

affordable

8.0/10

Claims Payment

5.0/10

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Lincoln heritage funeral advantage

0.00
6.8

affordability

7.0/10

Easy payment options

7.0/10

affordable

8.0/10

Claims Payment

5.0/10