non-emergency medical transportation insurance
Will protect your client’s business and employees. Non-emergency medical transportation (NEMT) insurance is a type of commercial for-hire livery coverage designed to protect business vehicles used to transport patients to medical appointments on a pre-arranged basis.
Our operating territory for Non-Emergency Medical Transport business insurance includes these states: Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, and Wyoming.
We represent several top-rated insurance companies and can provide high limits and special insurance for your business needs. We can provide coverage for emergency and non-emergency ambulances, medical transport vans, and any variety of commercial and livery transportation operations through our numerous speciality insurance markets.
We can get you all types of coverage including:
• General Liability
• Commercial Auto
• Worker’s Compensation
• Cyber/Data Breach.
• Professional Liability.
• Employment Practices Liability.
NEMT insurance requirements.
Insurance carriers usually have a set of non-emergency medical transportation requirements and rating factors you’ll need to consider. These include:
• The vehicle’s age and seating capacity.
• The age of your drivers.
• The vehicle’s features– vehicles equipped with light bars, sirens, and life support equipment including oxygen tanks are typically prohibited.
• Safety equipment and written procedures – your insurance company might have guidelines for vehicles with wheelchair access.
The municipalities and private facilities you work with might have minimum coverage requirements. Be sure to check your business contracts for exact coverage needs.
How much is medical transportation (NEMT) insurance cost depends on a variety of factors including your:
• Location and travel radius.
• Driving history.
• Vehicle’s value, including any attached equipment.
• Vehicles’ age and type.
• Claims history.
• Coverage needs.
Make sure you’re not risking quality coverage for a cheaper insurance rate. It’s important to have a NEMT insurance policy that both fits your budget and offers adequate protection.